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Key Questions to Ask When You Are Considering Buying a Condo

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If you are tired of renting, but not yet ready to invest in a single-family home, a fantastic option to consider is buying a condo. 

While condos can be a truly fantastic living option, they do come with some unique challenges. That’s why it’s important to ask yourself some key questions before you decide to fully invest in a condo. 

Are the fees worth it?

As you likely know, condos are clusters are individually owned units that share common walls. For that reason, common areas such as gyms, outdoor areas, parking garages, and more are maintained by the company that owns and manages the building. That doesn’t mean you’re getting that maintenance for free, however. 

Condo owners pay a monthly fee for routine and emergency maintenance to the building. While it can be great to have these types of needs taken care of, it is important to keep in mind that it will likely cost you several hundred dollars in the form of condo fees. 

Can you follow the rules?

The old adage, “My house, my rules” doesn’t totally apply when you own a condo. Every condo has association rules, and while most rules are fully reasonable, some can seem somewhat restrictive depending on the lifestyle you want to lead. 

Every association is difference and it is absolutely crucial that you understand such rules before you sign on the dotted lines. Some common rules and restrictions include:

  • No dogs
  • No window air conditions 
  • No kids 
  • No late-night laundry
  • No outdoor flags or decorations 

Believe it or not, condo associations can sue if you violate rules that you agreed to.

Does a condo fit your lifestyle?

Condos make fantastic investments for singles or young couples that lead busy lives and don’t spend tons of time at home. They’re also perfect for retirees who do not want to spend their time and energy maintaining their homes. 

For those who want a private yard, want to entertain large parties, or make a project out of a dramatic refurbishing job, a condo probably isn’t the best place to look for. 

Derrick of https://www.myrtlebeachcondoforsale.net/holiday-inn-pavilion-condos/ wants to remind you to think about the short and long term:

“It is important to consider your lifestyle both in the short and long term when you are thinking about investing in a condo,” he says. “You may not want kids not, but in a few years? Could be a different story. This type of decision is a major one to make and you need to make sure that you and your spouse are on the same page in terms of how you plan to lead your lead your life in the coming years.”

Is a condo the right investment for you?

It’s quite common for first-time homeowners to go the way of purchasing a condo. First of all, they are more affordable than homes of a similar size and quality, but they also do tend to be easier to find in city centers, where younger people do tend to live. 

While the rumor that condos don’t appreciate as fast as single-family homes does exist, it is categorically false. In fact, the National Association of Realtors have shown that condos have started to outpace single-family homes in terms of value appreciation. Unlike homes, however, their value does depend heavily on the attached association fee. 

Great Ways to Improve your college GPA

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Succeeding in college is crucial to your future. If you are interested in landing a competitive job after graduation or want to pursue a masters or some kind of doctorate degree, you will need to get as best grades as you can. 

Here are some great ways to help you improve your GPA going forward.

Set a goal for yourself 

One great way to make sure that you stay on task when it comes to getting a good GPA is to set a concrete goal for yourself. Don’t keep it arbitrary, make it as specific as possible. 

As you begin to pursue your GPA goal, make sure that you have a great college GPA calculator you can use to keep track of how well you are doing along the way. 

Take every class seriously 

Some college students will decide to value one class over the other. This would be a poor mistake to make. While some grades may certainly matter more when it comes to getting your degree and excelling at your major, you want to treat every course you take seriously and with respect. 

If you are able to maintain a strong grade in every class you take, there is no question that you will set yourself up quite well when it comes to improving your GPA. 

Stay on top of your reading assignments

In many college courses, students are expected to do just as, if not more, learning outside the classroom as they are expected to do inside of it. Don’t let the amount of reading and learning you have to do outside the classroom by staying on top of it and remaining diligent with your reading and any homework you may have. 

Work with someone who has a high GPA 

Sometimes, the best way to learn how to succeed in a given class is to learn from someone who is currently succeeding int it. If you can try to spend time with someone who has a high GPA and does well in classes, ask them if they would be willing to study together. Make sure not to ask too many questions and get in the way of their learning so that you can simply sit back and figure out what they are doing right and what you are doing wrong. 

Take classes online 

A great way to easily and quickly improve your GPA is to take some classes online. You may be able to make better use of your time in this instance compared to taking a long bike or bus ride to class. Rather, you will be given all the course material online and will be able to prepare and take the course on your own time. Don’t let this assumed freedom keep you from studying at all for the course, however. You must keep yourself accountable. 

Develop a note-taking strategy that works 

All too often, students will take notes during lecture or class and find that they are essentially useless after class. Come up with a way to make sure that the notes you take in class actually help you when you study for midterms and final exams in the future. 

Good luck!

How I Turned a Hobby into a Million Dollar Online Business

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I am living the dream and I am not saying this to brag. Many people are in the same situation, all because they too were able to turn a hobby into a million dollar business.

Yes, that is right. My business does more than one million dollars a year. What is it you ask? I own a content creating agency. I loved to write from an early age and then started blogging in the early days of the internet.

That led to many freelance and journalist gigs, which made me realize that I could turn my love of writing into a full-time career. I started slow as a side hustle, and I remember the first year I cracked six-figured I felt like I made it. Total financial freedom!

From there I opened an agency, hired a bunch of writers and today we ghost write for some of the largest companies in the world. If you are interested in turning a hobby into a business here is my advice.

First, determine if there is even a business to be had.

There is no use going through the troubles and ups and downs if your hobby simply cannot be turned into a business. Not all will convert to a business model, so you need to be realistic.

You have to be certain there is a large enough audience and a high enough demand to warrant a business. If not, no harm – you just need to keep it as a hobby and if you really want to start a business look into other potential ideas that have more merit.

Second, see if there is an opportunity to position yourself as a thought-leader.

Once of the reasons I was able to achieve success was because I started blogging online so early. I made great connections, established myself as one of the first and was able to capitalize.

Today it would be much harder to build a million dollar business blogging and writing content. It could be done, yes, but there would be a lot of challenges. This is mainly due to competition and starting from the bottom floor.

Are you an expert on the subject? Can you position yourself as a thought leader and leverage that for exposure and PR? If so it will help your chances greatly.

position yourself as a thought leader

Third, explore whether or not the business can thrive online.

The days of brick and mortars is coming to an end. If you really want to build a big business you need to be certain it will perform well online. That is where the attention is. That is where the rapid scale is available.

Look at a company like Aucto auctions, an online business for commercial equipment auctions. Years ago that kind of business was in person only. Now because of the internet it’s possible and being one of the first to market has helped them gain a lot of traction and growth.

If you don’t see your idea as one that will do well and have unlimited potential online then it might not be worth pursuing at all.

Lastly, make sure the business model is scalable and will operate without you.

Here is the tricky part. The business needs to be able to operate without you. Why? Because that is how real businesses operate. When I decided to build my agency I put processes and steps in place that were teachable.

This allowed me to train people to do every part of the business. I could take a week vacation and never check my emails and know my company was operating fine. That should be your goal. It also helps in the event you ever want to sell the business or be acquired.

Want to Be the Next Startup Unicorn? You Need to Do This.

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In the startup world every new player dreams of becoming the next unicorn success story. But the chances of hitting that level are slim, as there are several thousand failed startups for every unicorn.

That doesn’t mean it’s impossible though. You have to have big goals. The ones that did reach unicorn status sure didn’t doubt themselves. So what did they do different and what can you learn from them and apply to your own startup?

There is no top secret formula. It takes a great idea, amazing team, and flawless execution. Here are the basics that you need to pay attention to.

Make Sure You Solve a Real Problem

Why was Uber such a massive hit?

Because it solved a real problem. It provided a solution for a wide range of people. For some Uber is a convenient way to get form point A to point B without having to own a car and take on that expense. For some it’s a convenient way to go out at night and not have to worry about driving.

They didn’t just assume there was a problem. They knew what they had was the solution to problems. The ens users loved it because of its convenience. There was no doubt as to its application.

You don’t have to come up with “…the Uber of…” to be successful, but you do need to make sure your product or service solves a problem.

Build Something Simple to Use

People like simplicity. I’m going to go back to Uber for a minute. You download the app, set up your account, and request a ride. You enter your destination, click confirm and your ride shows up and you get to where you need to go. It couldn’t be any easier to use.

It doesn’t matter if you are launching an app, a SaaS, or an online e-commerce store – you need to build it with simplicity in mind.

Look at the Whohou marketplace for example. It’s simple to navigate and you are able to get to the category or categories you want with a single click. If it was made too complex it would push users away.

Focus on User Acquisition

For a startup to reach unicorn status they must snowball their user acquisition. The insane valuations we often see are based on users. That is where the true value it. Too many startups worry about small details and perfecting their product before they even know if it will take off.

Some of the most successful startups launched before they were 100% ready and focused on user growth simply to prove there was a demand. From there they then fine tuned their product, fueled by actual user feedback.

You will end up with a much better product if you take real feedback into consideration. Don’t assume you know what the end user wants. Let them tell you.

user acquisition is important for startups

Don’t Dilute Yourself Thin

Rather than give up more equity for funding consider bootstrapping. While it requires more work, it also ensures you are left with a sizable piece of your own company. I see too many founders act recklessly with funds and they go to $0 quickly. The only way to survive it to take on more funding and dilute themselves.

Taking a round or two is fine, and most unicorns do, but make sure you leave yourself with enough skin in the company that will reward your hard work in the event you exit via a sale or acquisition.

Understand the True Odds

The odds are stacked against you, and if you understand this you will stand a much better chance of building a viable and successful company. Not every startup is going to have a billion dollar valuation.

But, you can still create something epic and be successful without that unicorn designation. Understanding this and being fine with it plays a major role.

How I Helped My Friend Out of a Depressing Black Hole

Our friends sometimes need our help and they don’t always come out and ask for it. This is something I know about very well, as a few years ago I noticed something was off when talking to a good friend of mine.

I could sense something was wrong and I gave them plenty of opportunities to talk and vent, but they kept everything inside and wouldn’t open up. I could have let it be, but I felt like something was very wrong.

This led to me digging a bit deeper and I realized there was a serious situation. They had quit their job, wouldn’t leave the house and let their physical appearance go to crap. It was depression. I was certain. I refused to just sit back and watch them continue down the black hole so I decided to do something. This is what I did.

Took Action Right Away

Once I noticed there was a problem I sprung into action. I knew that every day that passed was a chance for something potentially bad to happen. I did not want to be on the receiving end of that phone call. It was important to take action as quickly as possible.

I created a plan and mapped it all out. I knew what needed to be done and what I was going to do to make sure I helped my friend.

Did Not Leave Them Alone

I knew that solitude would have a negative impact on them, so I made sure to keep them company. I took an initiative and got them out of the house as much as possible. From little things like going to grab a coffee and lunch to planning trips into the city to attend baseball games – I made sure to pre-occupy their time and mind.

If I just let them sit at home and constantly think about the things that were causing the depression it would have been bad. It’s important to keep their mind off the subject.

Helped Them Find Professional Help

While me being involved and taking initiative I knew I was not an expert. My friend needed help from a doctor and I knew that the sooner I could connect him with someone the better off they would be.

We searched for a local option using the website Clarity Clinic. It was a local option and the reviews and feedback I was able to track down looked promising. We were soon scheduled to meet with a local professional that ended up helping in a major way. It was one of the most important steps of this process.

find a mental health professional

Followed Up Constantly

Once I knew my friend was seeing the professional on a regular basis I made it a point to check up on them even more. I wanted them to know that I cared but also I think talking about it openly made them feel like there was nothing wrong with what they were doing.

This is someone that would have not sought out help on their own for fear of people judging them. Sad, but that is how it is with many people. By staying involved it made them feel like the entire process was normal.

Involved Family and Friends

Once we got the ball rolling on the treatment and recovery, I made sure to keep all family and friends in the loop. When they saw how many people truly cared it helped.

They knew they were not alone and that a large group of people were pulling for them. The ending is a happy one but sadly not all stories like this end this way. If you think someone needs help try to help them. You may just save their life.

Six Side Hustles You Can Start to Make Extra Money

There will always be ambitious people that are never satisfied. They want more in life and they are willing to do whatever it takes to earn extra money in order to pursue dreams and reach goals. If you fall into this category you have probably thought of side hustles you can do in addition to you main career that will allow you to make extra money.

If so, then this article is for you. There are really endless opportunities and it comes down to what you are capable of doing. When you find something that matches your interests and skills, you are able to be more efficient and it won’t feel as much as work as it will an extra fun hobby that also happens to earn you money – maybe even turn it into a million dollar business.

If you are thinking of it but haven’t found your ideal side hustle here are some to consider. Maybe one of these will be the one that triggers you to take action.

1. Yard Sale Flipping

This is something you can start with very little money and scale as you find success. It’s very simple. You buy items at yard sales, it equipment recycling centers, garage sales, estate sales and flea markets and then re-sell the items on eBay, Facebook Marketplace and other online sales channels.

eBay and Facebook are the easiest ones. It’s all about volume and quick gains here. You can’t expect to make a killing per item but if you are willing to put in the work you can earn a few extra thousand dollars a month to use for extra spending money or to stash in order to start your dream business.

flip items from garage sale

2. Freelancer Writer

There is a huge demand for good writers these days and this is something you can do in your spare time with zero startup money required. You just need a computer. You also have the freedom to work whenever you want.

You can write articles in the evening, early in the morning or even mid-day when you have extra time. There is no limit on your earning potential doing this. You also set your own price and can pick what clients you want to work with.

To get started I would suggest registering account on the big freelance sites like Upwork and Freelancer and have a competitive rate at first to get some clients and reviews and then bump prices as your demand increases.

3. Dog Walker

With so many people having dogs as well as busy schedules, it creates a huge opportunity for this service. People are willing to spend money when it comes to their pets as well, so you can really clean up if you offer something with value.

Make it convenient. Go to them to pick up the dog. Include treats, maybe even grooming, ply time, etc. Anything you can add as an upsell is also smart. People seem to spend freely when it comes to their pets so make it very convenient and you will quickly book up all available spots.

4. Virtual Assistant

This is an idea side hustle for someone that is working part time or maybe even is a stay at home parent. When you take on clients as a virtual assistant they will often have daily and weekly tasks.

You can take on one or two and do it in your spare time, but if you really want to scale and take on enough clients to create a large income each month you are going to have to carve out a decent amount of time each day.

You can always start small and when you know you can scale the growth to the point that it surpasses your current income you can roll into it fulltime. With so many online businesses and remote companies, there is a huge demand for virtual assistants and that is not going to change any time soon.

5. Blogger

If you want to start a side hustle that doesn’t require you to report to anyone or work for anyone then you can always start a blog. You won’t see money roll in right away, but if you are looking for a long term opportunity it’s a good option.

The key it to think of a blog topic that has a large enough audience but one that isn’t already saturated with competition. You want a niche topic with the potential to attract a lot of website traffic, because the more traffic you can generate the more money you can make by selling ads or pushing affiliate offers.

make money being a blogger

6. Social Media Manager

There is a huge demand for freelance social media managers because so many companies know they need to be active on social media but don’t know how to connect with their followers. If you understand the ins and outs of social media this could be very lucrative.

You can use a social media tool like Hootsuite to manage multiple accounts. This will help keep you organized. You can then offer monthly packages that include content creation, customer engagement and even customer service management. Think of several upsells you can add on to make even more money each month. Look for customers that are willing to commit for several months. The longer you keep them on the less time you will have to spend looking for new customers. If business really takes off you can then hire virtual assistants to help, allowing you to bring on more clients.

4 Lucrative Ways to Help Pay for College Working Part-Time

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College is freaking expensive and the costs continue to rise year after year. Students are taking on mountains of debt only to graduate and encounter a difficult job market, sometimes even facing interactions with a debt collection agency. They are receiving entry level jobs with entry level pay. This makes it difficult to pay down student loans, let alone live a semi-comfortable life.

One of the best things a college student can do is work while in school to help pay off the debt, but it’s not ideal. It takes away from studies and finding a job that pays more than minimum wage and will work around a school schedule is a challenge.

What if I told you there were some part-time jobs that paid very well and gave some flexibility? There are and I am going to share four of them with you in this blog.

1. Ghost Writing

Students that have writing skills can take advantage of a market that is in desperate need of quality content. Grammar and writing skills are in the toilet all around, mainly due to our text message communication – I can’t tell you how many times I have seen “ur” on a blog rather than “your” or “you’re” – how crazy is that?

With so many companies publishing a lot of content online they are in need and if you have the skills you can pay the bills. I know some students that are making anywhere from $300 to $500 per blog post they write. They squeeze 10 of them in a month and they are making an extra $3,000 to $5,000.

Take a little off the top for basic living expenses and then pour the majority into college tuition and it’s possible to finish without suffocating in debt.

ghost write blog content

2. Tutor High School Students

A tutor is a very popular way for college kids to make money working part-time, as they can generally do it in the evening or on weekends. If they specialize in one high demand subject they can also charge a premium.

Savvy college kids will network in the right areas to meet the well-off families that are willing to open the checkbook in order to help their children succeed.

3. Language Translator

This is something you can do from a laptop anywhere in the world and market the service to anyone in the world as well. There are no ceilings to the earning potential.

language translation service

You could offer French translation services, for example, and charge per word count. While there are many online translators, most of them create broken-language translations that native speakers would even have a hard time understanding.

While referrals locally might be challenging, it would be very easy to setup a simple website and run Facebook ads to market the service. There are several content types you can offer as well. Written translation, audio translation, written to audio, and audio to written.

Get creative and think of what some industries are that need the service and who can potentially pay the most.

4. Social Media Management

Who needs social media management?

Every business.

Who doesn’t understand social media?

Most businesses.

Who does?

Most college kids.

There are so many local businesses that could do so much better if they just understood how social media worked and how to run a campaign. If social media is your jam then you can make a lot of money.

In fact, there are students pulling in six-figures a year doing social media consulting in their spare time. It requires you have a deep understanding as well as the ability to deliver results, but the smart students will work out performance deals that pay them very well if they deliver.

Why a Video Game Nerd is a Legit Occupation These Days

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Yes, you read that headline correct. It is possible to earn a living (and a decent one at that) playing video games. It’s the American dream, right? 😛

The world of eSports is fairly new, and it’s something that I see taking off in popularity even more in the coming years. As more sponsorships and events come to light and receive mainstream media coverage it’s going to help push eSports to new heights.

Here is a little breakdown of why I think it’s starting to gain momentum and about to become one of the most lucrative opportunities, both from a player and sponsor perspective.

Social Media Helped

Social media gives its participants a platform to communicate with their fans and they are able to build strong connections with fans because they feel like they are being taken on the inside and being brought along on the journey.

The demo that eSports is going after is also the most active on social media, making it the perfect platform for players and brands to reach their audience.

Live Streaming via YouTube and Twitch

Some of the biggest names in eSports started on YouTube several years ago. They would upload videos of them doing nothing but playing popular video games and commentating. It took off, and people started subscribing to these channels at an alarming rate.

There are some video game playing YouTubers that are making millions of dollars a year just uploading content of them playing games. It’s wild, but validates that there is an audience for this.

Sponsors Came running with Open Wallets

Because there is such a large audience tuning in, sponsors are coming running with their wallets wide open. They want a piece of the action.

Red Bull just recently signed video gamer “Ninja” to an endorsement deal, showing just how popular eSports is becoming. Other major companies are starting to not only sponsor events and competition, but teams and individuals as well.

These players are becoming popular personalities and that combined with a large social media following is very attractive to large brands.

Low Barrier of Entry to Attempt to Compete

There is a low barrier to compete in eSports. You don’t have to be athletic. Height or strength doesn’t come into play. You just have to be good at video games. There is also a low cost to start so it’s really open to any demographic.

All a Minecraft player needs is a gaming console, the game itself, Minecraft hosting, and a lot of Red Bull. Then they are off to the races and can compete online and build their skills and following.

There is literally nothing standing in the way of someone that wants to pursue this career.

Viral Games Help with Traction

When a new game is released and takes off in popularity it helps. The most recent example is Fortnite. Epic Games, the company behind the game pulled in $3 billion the year before, thanks to this game taking off so strong.

This title received so much media and news coverage that the entire eSports industry benefited. There will always be a new “hot” title, and we can expect another Fortnite-like game in terms of buzz around the corner.

6 Ways to Scale a Local Business to Compete Nationally

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Many small business owners dream of scaling their business to new heights in order to compete against the major companies and get a piece of the action. While it’s a lofty goal, it’s not unreachable. You just need to have a solid plan and be willing to work hard.

With so much competition at the top it take a big push to get up there, especially with so many corporations claiming stake, such as Amazon owning the product search results. Can you compete with them? Maybe. Will it be hard? You bet it will be.

Here are six things that will help you take your local business to new levels and compete with the biggest companies in your niche.

1. National SEO

SEO (or search engine optimization) is the process of making internal and external optimizations in order to help your website show up in the search results. While you might be doing well on local search terms, national website traffic is a different animal.

It’s not something you can probably do yourself, either. There are a lot of SEO agencies, including those specializing in IT support London, that offer service. I would make sure you find an SEO partner, particularly one experienced in IT support London, that understands the product or service you are selling and who your customer is.

2. Google Ads Targeting National Audience

Google Ads are a great way to reach anyone and if you have the marketing budget you can really scale fast using this advertising strategy. It requires constant monitoring and optimization to make sure your ads are converting in a way that meets your ROI needs, so hiring a marketing agency is usually a must.

There are a lot of Google Ads certified partners, so I would search for one that is local to you and you can go talk to them. Make sure they know your goals and what the numbers are. You need to make sure you are acquiring customers at a price that keeps you profitable.

3. Targeted Facebook Ads

I don’t know about you, but when I login to Facebook I see ads for whatever I was lookin at last online. It is creepy, but I guess that means it’s very effective. It’s the world’s largest social network and with the entire population active on it it’s a dream come true for advertisers.

You can get a little brief overview on Facebook ads by reading this guide. I think it’s a good read for those brand new to it.

4. Build Out a Call Center

Online marketing and advertising can really get your phones ringing off the hook with orders, so you might want to consider building out your own call center to help you really scale fast.

Some products and services require phone support, so if you are in that boat and you receive a lot of pre-sales questions or need to offer phone support you need to be prepared to handle growth.

telemarketing call center

5. Hire Territory Sales Reps

Expanding nationally means entering new markets that you might not be familiar with. Hiring experienced sales managers that know the market and have established connections can help you make a fast impact.

Sometimes these connections and existing relationships can contribute to rapid scaling. It’s worth exploring and there are a lot of sales reps that will work off an attractive commission structure, which reduces your upfront cost to expand.

6. Increase Your Social Media Presence

As you grow you are going to have more people searching for your business online. You want to make sure you give people a way to stay connected to your business.

Some people might be very active on Facebook while others prefer Instagram. Then there will be some who use Twitter as their main social media network. Create accounts on all of the options and be active.

How to Protect Your Assets and Family if You Pass Away

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This is not the most pleasant of subjects, but it’s something that we all have to think about. It’s part of life. It happens. And if you love your family and want them best for them even under the worst of circumstances, then you need to pay attention to this blog.

What would happen if you suddenly passed away today? Would your assets be protected? Would your family be taken care of? Would they be able to survive without you there?

This blog post highlights a few things that you need to take into consideration. Following these little tips can make a huge difference in the event you are not around any more. It’s your responsibility to make sure you have this handled and your loved ones are taken care of.

Keep You Will Updated

There are so many reasons to keep your will updated, and once you understand them you will make it a habit of constantly bringing its contents current. You are constantly accumulating new assets, which requires updating.

What if you move and change locations? Sell a house and buy a new one? Or purchase a vacation condo? A new car. There are so many reasons to keep your will updated on a consistent basis.

Document Everything

Anything and everything related to your assets and financials needs to be documented. Thanks to technology you don’t have to have a room full of filing cabinets in your house.

I would suggest making it a habit to convert all important papers and documents to a digital format and then store them on a secure cloud service. This will keep everything organized and make it easily accessible to those that need it.

Make sure your spouse or family know how to access the files. You might also want to give access to your lawyer or accountant. Once you start to document everything in digital format it will become second nature and you won’t think twice. You will start to do it naturally.

update your will often

Keep Detailed Health Records

This is a touchy subject, but one that we have to address because of its importance. You need to keep detailed records of your health. Doctors visits. Medication taken. Everything.

This type of record keeping is very important in the event that a wrongful death lawsuit has to be filed. What if something happens and your family has the right to pursue legal actions? You want them to be able to win the case I would imagine. Detailed health records would be very beneficial and help them get justice in the event something unfortunate happened.

Keep Electronic and Hard Copies

I mentioned keeping electronic copies of everything because it’s easier and doesn’t result in a room full of filing cabinets. But what if the cloud service you use is hacked or crashes, or they simply disappear one day? Then what?

You need to make sure there is a backup and the only way to be certain is to have hard copies. While you may not want to keep them at home or at work, you can rent a small climate controlled storage locker to keep them at. Make sure it’s climate controlled because if not the documents will get ruined by heat and humidity.

Make sure that your family, lawyer or accountant has a spare key in the event they need to access the files.